Terms & Conditions

1. Acceptance of Terms

By accessing and using this website (the "Site"), operated by Hidden Path Retirement ("we," "us," or "our"), you accept and agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our Site.

2. Core Disclaimer & Educational Purpose

Hidden Path Retirement, including their owners, officers, employees, affiliates, and agents, are not licensed financial or investment advisers and do not sell securities.

• The information provided on this Site is for educational purposes only and is not intended as financial, legal, investment, or tax advice.
• Nothing on this Site constitutes an offer or solicitation to buy or sell any financial product.
• All content is provided "as is" without warranties, express or implied.
• No guarantees are made regarding income or results.
• Always consult a licensed financial advisor, tax professional, or attorney before making any financial decisions.

3. Use of the Website

You agree to use the Site only for lawful purposes and in a way that does not infringe upon the rights of, restrict, or inhibit anyone else's use and enjoyment of the Site. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our Site.

4. Third-Party Links

Our Site may contain links to third-party websites or services (such as our appointment scheduler or quiz provider) that are not owned or controlled by Hidden Path Retirement. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

5. Limitation of Liability

In no event shall Hidden Path Retirement, nor its directors, employees, partners, agents, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Site.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms & Conditions on this page and updating the "Last Updated" date. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

Last Updated: November 4, 2025

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of North Carolina, United States, without regard to its conflict of law provisions.

8. Contact Information

If you have any questions about these Terms & Conditions, please contact us at [email protected] or by visiting our Contact page.