Hidden Path Retirement

Hidden Path Retirement

Guaranteed Income. Zero Uncertainty.

Eliminate the #1 fear in retirement—running out of money—through safe, proven strategies that convert your assets into a Guaranteed Lifetime Income stream. Free, no-obligation consultation. 10am–9pm EST. Nationwide.

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  • Licensed life insurance agents (multi-state)
  • 30-minute discovery call
  • 0% market-loss floor strategies

About Hidden Path Retirement

Security-First Planning, Built for Lifetime Income

We help eliminate the #1 fear in retirement—running out of money—by turning savings into dependable income stream. Clear plans. Licensed agents. Nationwide service.

  • Principal Protection

    Protect capital and lock gains while you plan income.

  • Predictable Paychecks

    Convert assets into lifetime income you can count on.

  • Nationwide & Virtual

    Convenient consults. 10am–9pm EST.

0%

Market-Loss Floor Strategies

30min

Discovery Consultation

50+

A-rated Carrier Options

Not investment or tax advice. Educational content only; product recommendations are personalized after consultation.

What We Do

Strategies that turn savings into dependable income

A quick look at how we help you retire with confidence. Explore the full list on the Services page.

Strategy Allocation

Typical client portfolio distribution

Income (FIA)
0%
Growth (IUL)
0%
Liquidity
0%

**This is a sample allocation for illustrative purposes only.** Your personal strategy will be designed based on your unique goals and needs.

Client Goals

Primary objectives

100%
Total
Income
Protection
Legacy

Example Carrier Rates (SPIA)

Example: Male, Age 65, $100k Premium, Life Only

Carrier Product Est. Annual Income
Carrier A SecurePay $0
Carrier B Future Income $0
Carrier C RetireGuard+ $0

**These are illustrative examples, not a quote or offer.** Rates are based on current market conditions (late 2024/2025) and change frequently. Actual payouts depend on your specific age, gender, state, chosen riders, and carrier underwriting.

What Clients Say

Trusted Guidance. Real Peace of Mind.

“We finally understand our retirement income. The plan is clear, and we don’t stress about the market anymore.”
Michael R.
Michael R.
Raleigh, NC • Pre-retiree
“They showed us how to turn savings into lifetime paychecks. We wish we did this years earlier.”
Janet & Leo S.
Janet & Leo S.
Tampa, FL • Newly retired
“Straightforward options, no pressure. The discovery call alone was worth it for the clarity.”
Erin L.
Erin L.
Columbus, OH • DIY investor
“Our income plan now matches our timeline. We feel prepared—and protected—no matter what the market does.”
The Kellers
The Kellers
Charlotte, NC • Small business owners

    Frequently Asked Questions

    Everything You’re Wondering, Answered

    This strategy converts a portion of your assets into a predictable income stream you can’t outlive. It’s designed to remove market anxiety from essential expenses while keeping the rest of your plan flexible.

    We use principal-protection and gain-lock-in designs so credited growth can be captured while avoiding market-loss. We’ll cover trade-offs and suitability in your discovery consultation.

    While market portfolios aim for total returns and can fluctuate, this approach emphasizes outcome certainty—creating steady lifetime income while keeping another portion invested for growth.

    Yes—your discovery call is free and takes about 30 minutes. You’ll leave with a clear next step and an outline of how your numbers could work.

    That’s exactly what this strategy is built for—your income is guaranteed for life, so longevity risk won’t derail your plan.

    Not investment or tax advice. Educational content only; product recommendations are personalized after consultation.

    Last Call • Limited Consult Slots

    Ready to Retire with Certainty?

    Turn savings into a predictable income stream—without the market anxiety. Book your free 30-minute plan review and see exactly how your numbers can work.

    Licensed Agents Nationwide No Obligation

    Not investment or tax advice. Educational content only; product recommendations are personalized after consultation.